Full Coverage Car Insurance: What's in the Bundle
'Full coverage' isn't a single policy you can buy — it's a common name for a specific set of coverages bundled together.
What's typically in it
- Liability coverage (see our liability guide)
- Collision coverage for your own vehicle, no matter who's at fault
- Comprehensive coverage for theft, fire, vandalism, and weather-related damage
Who it tends to suit
Lenders typically require this bundle for financed or leased vehicles. Outside of that, it fits drivers who'd rather not cover a major repair bill out of pocket.
When it's worth reconsidering
Older, paid-off vehicles are the usual exception. Once the annual premium starts rivaling the car's actual value, many owners switch to liability-only coverage.
Not sure which makes sense for you? Our comparison guide can help you weigh it.
Compare Coverage Options This article is for general informational purposes and does not constitute insurance, legal, or financial advice. Confirm current terms and pricing with a licensed insurance provider.